Monzo vs. Revolut

Get the best travel perks with the best travel card. Compare fees and banking features effortlessly for your next adventure.

MonzoRevolut Travel Card

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Monzo
9.2
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Revolut Travel Card
9.8
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Company
  • OverviewProvides their customers with a traditional banking experience, offering loan programs, along with savings and budgeting options. Although a multi-currency account is unavailable, you can use a card abroad.Provides competitive exchange rates and allows to hold and exchange multiple currencies in a single account with access to ATM withdrawals globally, making it cost-effective for international travelers.
  • Company operationUKUK, Europe, Americas, Asia Pacific
  • Trustpilot
    24,036 reviews
    154,658 reviews
Fees
  • Application bonusNot available3 months of Premium account
  • Monthly account maintenance£0 fees£0 fees
  • Virtual cardOnly paid plansFree virtual card
Travel Features
  • Multi-currency accountNot availableHold GBP, EUR, USD and 25+ currencies
  • Currency exchange feeUp to 3% conversion feeFee-free for up to £1000/mo. (up to 1% fee above £1000)
  • ATM withdrawals – free plan3% fee above £200 per month2% fee above £200 per month
  • Ways to top upBank account, cash (fees may apply)Card, bank account, cash (fees may apply)
  • Disposable Virtual Cards For Single-Use
  • Kids accountLimited to 16-17 year oldsFor everyone aged 6-17, must be linked to parent account
  • Travel Insurance (T&C applied)Car hire insurance, medical insurance, luggage insuranceCar hire insurance, medical insurance, luggage insurance, winter sport insurance
  • RewardsOnline shopping, eating, transport (depending on a chosen plan)Online shopping, groceries, gifts, travel, UK’s cafes & restaurants, and more (depending on a chosen plan)
9.2
It’s still a good option for those looking at a traditional banking experience and focusing on local use in the UK, though it has fewer features and higher fees than Revolut.
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Winner!

9.8
We recommend Revolut as the great choice for the majority of customers. It includes not only all the essential banking features offered by Monzo but also an array of additional benefits with lower fees.
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Monzo
Revolut Travel Card
Bottom Line
  • Editorial Score
    9.2

    Winner!

    9.8
  • Key Takeaways
    It’s still a good option for those looking at a traditional banking experience and focusing on local use in the UK, though it has fewer features and higher fees than Revolut.
    We recommend Revolut as the great choice for the majority of customers. It includes not only all the essential banking features offered by Monzo but also an array of additional benefits with lower fees.
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