Revolut vs. Monzo vs. Starling Bank

Get the best travel perks with the best travel card. Compare fees and banking features effortlessly for your next adventure.

Revolut – CPAMonzoStarling Bank

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Revolut – CPA
9.8
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Monzo
9.2
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Starling Bank
8.4
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Company
  • OverviewProvides multi-currency account, travel benefits, investments, savings, smart budgeting tools, money transfers and more.Provides their customers with a traditional banking experience, offering loan programs, along with savings and budgeting options.Focuses on local use in the UK. You can also receive and make international payments with your card for a small fee.
  • Company operationUK, Europe, Americas, Asia PacificUKUK
  • Trustpilot
    154,658 reviews
    24,036 reviews
    26,091 reviews
Fees
  • Application bonus3 months of Premium accountNot availableNot available
  • Free sign-up option
  • Free virtual card
Features
  • Multi-currency accountHold GBP, EUR, USD and 25+ currenciesNot availableSeparate accounts for GBP and EUR
  • Currency exchange feeFee-free for up to £1000/mo. (up to 1% fee above £1000)Up to 3% conversion fee0.4% conversion fee
  • Ways to top upCard, bank account, cash (fees may apply)Bank account, cash (fees may apply)Bank account, cash (fees may apply)
  • Investment featuresNumerous optionsLimited to 3 optionsNot available
  • Disposable virtual cards for single-use
  • Kids accountFor everyone aged 6-17, must be linked to parent accountLimited to 16-17 year oldsLimited to 16-17 year olds
  • RewardsOnline shopping, groceries, gifts, travel, UK’s cafes & restaurants, and more (depending on a chosen plan)Online shopping, eating, transport (depending on a chosen plan)Financial category only such as insurance, pension, etc. (depending on a chosen plan)
  • Travel Insurance (T&C applied)Car hire insurance, medical insurance, luggage insurance, winter sport insuranceCar hire insurance, medical insurance, luggage insuranceNot available

Winner!

9.8
We recommend Revolut as the great choice for the majority of customers. It includes not only all the essential banking features offered by either Starling Bank or Monzo but also an array of additional benefits with lower fees.
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9.2
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8.4
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