Revolut Overview
Revolut is a UK-based fintech company offering financial services, including a range of features, such as multi-currency accounts allowing you to hold money in multiple currencies, savings features, and investment options. It provides tools for managing money across different currencies.
Features
Budgeting Control
Set and manage your budget and sub-budgets. Budgets track progress in real-time, and can provide alerts when spending approaches set limits. Divide your monthly budget over specific categories and let Revolut alert you if you’re close to reaching the budget limit.
Cards
Order a Revolut card to access the full range of account features (delivery fees may apply). Card usage may vary by account and is available online and in-store.
Location-Based Security
Payments from locations different from the user’s usual device may be blocked to reduce potential fraud.
Multi-Currency Account
Hold and send money in 35+ currencies.
Vaults
Designed to be an easy and fast way to work towards your financial goals. Set up in seconds, name it, attach a saving goal and turn on the spare change feature. Round up payments to the nearest whole amount and store the difference. Recurring payments into Vaults are supported.
Accounts
You create a default account when you register, based on the currency used in your location. You can create up to 24 accounts in different currencies including the default account.
Payments
Split bills with any of your contacts. Transfer money globally, fees may vary by plan. Schedule recurring payments. Payment links for sending or requesting payments.
Freeze/Unfreeze Your Card
If you lose a card, freeze it in the app. If you find it, you can easily unfreeze it.
Security Settings
Use the app to adjust what your card can do: ATM withdrawals, online transactions, and much more.
Spend Abroad
Spend in over 150 currencies. Fees may apply depending on the account plan.
Withdraw Money
International ATM withdrawals may be available without Revolut withdrawal fees up to €/£200 per month depending on the plan. Additional withdrawals or local ATM operators may charge fees.
Personal Accounts
Revolut offers five types of personal accounts. Includes a £20 welcome bonus, subject to terms and conditions.
Free Plan (£0/month)
Plus Plan (£3.99/month)
The Plus plan builds on the Free plan by offering the same key features – a free Euro IBAN account, spending in 150+ currencies, and up to £1,000 per month of fee-free currency exchange during weekdays. It also includes a virtual debit card, Google Pay and Apple Pay compatibility, and up to £200 per month of ATM withdrawals without Revolut fees (varies by plan). However, like the Free plan, it does not include 24/7 customer support, discounted transfers, or travel insurance. Minimum age: 16.
Premium Plan (£7.99/month)
The Premium plan upgrades your experience with unlimited weekday currency exchanges, while maintaining all the benefits of the Plus plan — including a free Euro IBAN account, spending in 150+ currencies, and foreign card spending. You also get a higher monthly ATM withdrawal limit of £400 without fees (plan dependent) and access to 24/7 customer support. International transfers have a 20% discount, travel insurance isn’t included. Minimum age: 16.
Metal Plan (£14.99/month)
The Metal plan offers everything from the Premium tier, plus additional features such as unlimited weekday currency exchanges, up to £800 per month of fee-free ATM withdrawals, and 24/7 customer support. Metal members also receive a 40% discount on international transfers and travel insurance that covers delayed flights, lost, or damaged luggage up to £1,000 per year. The minimum age requirement is 16.
Ultra Plan (£45/month)
The Ultra plan provides all Metal plan features with ATM withdrawals up to £2,000 per month without fees, fully free international transfers, and travel insurance covering up to £1,000 per year for flight delays or luggage issues. The minimum age to subscribe is 16.
Business Accounts
Revolut offers four types of business accounts.
Basic Plan (£0/month)
Grow Plan (£19/month)
The Grow plan expands on the Basic tier, offering more flexibility and volume for growing teams. It includes one free metal card in addition to plastic and virtual company cards. You can make up to 10 free international payments per month and 100 free local payments. It supports bulk payments, recurring transfers, and unlimited team members with customisable permissions. The plan also provides access to 24/7 customer support, the ability to hold and exchange 35+ currencies, and IBANs for global transfers. It does not include advanced features such as transfer approval, expense management, payroll, or API integrations, and a dedicated account manager is not included.
Scale Plan (£79/month)
The Scale plan is designed for larger teams or businesses managing higher transaction volumes. It includes two free metal cards, along with plastic and virtual company cards. Users can make up to 50 free international payments and 1,000 free local payments per month, plus access bulk payments and recurring transfers. The plan supports 24/7 customer service, unlimited team members, and advanced team permissions. It also includes IBANs for global transfers, the ability to hold and exchange 35+ currencies, and tools for managing team expenses, approving transfers, integrating via business APIs, and managing payroll. A dedicated account manager is not included at this level.
Enterprise Plan (Custom pricing)
The Enterprise plan offers a fully customisable solution for large organisations or those with specific operational needs. It includes all features available in the Scale plan, with tailored allowances for metal cards, international and local payments, and bespoke pricing. Enterprise customers get full access to bulk and recurring payments, 24/7 customer support, API integrations, payroll management, and advanced team control tools. This plan also includes a dedicated account manager.
Security
In order to comply with applicable regulations, personal information is stored on secure third-party data centres protected by firewalls and restricted access policies. Data transfers between mobile apps, servers, and third parties are secured using 2048-bit encryption.
Location-based security: Your phone’s location may be used to identify suspicious transactions. Transactions could be blocked if potential fraud is detected.
Magstripe payments: Payments made with magstripe cards are generally considered less secure. Disabling magstripe payments can help reduce the risk of fraud. Chip and PIN methods are preferred where available.
You can also disable other options such as contactless payments, ATM withdrawals, E-commerce transactions, and more.
Support
In addition to the Support Centre and the Community forum, you have the option to contact Revolut’s customer service. In-App chat is available 24/7, phone support is also available. Response times may vary depending on the account plan.
The Bottom Line
Revolut is a digital financial platform offering money transfers, currency exchange and global ATM access in a single account. Features, limits and fees vary by plan. Travel perks and insurance are available on select paid plans.