Revolut Review

Get the details on Revolut's accounts and fees, features, security, and more

Last updated 2024 December

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Revolut Overview

Revolut is a UK-based fintech company offering financial services, offering a range of features, including multi-currency account allowing you to hold money in various currencies, savings, inverstment features and more, seeking modern and efficient financial solutions.

154,658 reviews
Regulation: EMI

Features

Budgeting control

Set and manage your budget and sub-budgets. Budgeting controls: once you set up a budget, Revolut will automatically track progress in real-time, making sure you do not exceed your spending targets. Divide your monthly budget over specific categories and let Revolut alert you when you’re close to reaching the budget limit.

Cards

Order a Revolut card to fully benefit from all of its features (delivery fees may apply). Depending on your account, you can order different cards with which you can pay online but also in-store.

Location-based security

Automatically block payments made from any other location than yours.

Multi-currency account

Hold and send money in 35+ currencies.

Vaults

An easy and fast way to work towards your financial goals. Set up in seconds, name it, attach a saving goals and turn on the spare change feature for starters. Round up payments to the closest whole amount and store the difference. Set up a recurring payment straight into your Vault.

Accounts

You create a default account when you register, based on the currency used in your location. You can create up to 24 different accounts for different currencies with the default account included.

Payments

Split bills with any of your contacts. Transfer money globally, with low fees. Schedule recurring payments. Payment links for sending or requesting payments.

Freeze/Unfreeze your card

If you lose a card, freeze it in the app. If you find it, you can easily unfreeze it.

Security settings

Use the app to adjust what your card can do: ATM withdrawals, online transactions, and much more.

Spend abroad

Spend in over 150 currencies.

Withdraw money

International ATM withdrawals with no withdrawal fee from Revolut up to €/£200 (amount depends on a plan).

Visit Revolut

Personal Accounts

Revolut offers five types of personal accounts. Application bonus – 3 months of Premium account.

Details Free Plus Premium Metal Ultra
Price per month £0/mo £3.99/mo £7.99/mo £14.99/mo £45/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri up to £1,000/mo up to £1,000/mo No monthly limit No monthly limit No monthly limit
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £200/mo or 5X £200/mo £400/mo £800/mo £2000/mo
24/7 customer support
Discounted international transfers 20% 40% Free
Delayed flight, lost or damaged luggage insurance £1000/y £1000/y
Free
Price per month £0/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri up to £1,000/mo
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £200/mo or 5X
24/7 customer support
Discounted international transfers
Delayed flight, lost or damaged luggage insurance
Plus
Price per month £3.99/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri up to £1,000/mo
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £200/mo
24/7 customer support
Discounted international transfers
Delayed flight, lost or damaged luggage insurance
Premium
Price per month £7.99/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri No monthly limit
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £400/mo
24/7 customer support
Discounted international transfers 20%
Delayed flight, lost or damaged luggage insurance
Metal
Price per month £14.99/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri No monthly limit
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £800/mo
24/7 customer support
Discounted international transfers 40%
Delayed flight, lost or damaged luggage insurance £1000/y
Ultra
Price per month £45/mo
Free Euro IBAN account
Spend in 150+ currencies
Currency exchange amount with no additional fees, Mon-Fri No monthly limit
Card Spending (foreign)
Virtual debit card
Google Pay / Apple Pay
International ATM withdrawals with no withdrawal fee from Revolut £2000/mo
24/7 customer support
Discounted international transfers Free
Delayed flight, lost or damaged luggage insurance £1000/y

Business Accounts

Revolut offers four types of business accounts.

Details Basic Grow Scale Enterprise
Price per month £0/mo £19/mo £79/mo Custom
Metal cards 1 free 2 free Custom
Plastic company cards
Virtual company cards
Free international payments 10 50 Custom
Free local payments 5 100 1,000 Custom
Bulk payments
24/7 customer support
Spend like a local in 150 currencies
Hold and exchange 35+ currencies
IBANs for global transfers
Manage recurring transfers
Unlimited team members
Team member permissions
Transfer approval
Manage team’s expenses
Business API integrations
Manage team’s payroll
Dedicated account manager
Basic
Price per month £0/mo
Metal cards
Plastic company cards
Virtual company cards
Free international payments
Free local payments 5
Bulk payments
24/7 customer support
Spend like a local in 150 currencies
Hold and exchange 35+ currencies
IBANs for global transfers
Manage recurring transfers
Unlimited team members
Team member permissions
Transfer approval
Manage team’s expenses
Business API integrations
Manage team’s payroll
Dedicated account manager
Grow
Price per month £19/mo
Metal cards 1 free
Plastic company cards
Virtual company cards
Free international payments 10
Free local payments 100
Bulk payments
24/7 customer support
Spend like a local in 150 currencies
Hold and exchange 35+ currencies
IBANs for global transfers
Manage recurring transfers
Unlimited team members
Team member permissions
Transfer approval
Manage team’s expenses
Business API integrations
Manage team’s payroll
Dedicated account manager
Scale
Price per month £79/mo
Metal cards 2 free
Plastic company cards
Virtual company cards
Free international payments 50
Free local payments 1,000
Bulk payments
24/7 customer support
Spend like a local in 150 currencies
Hold and exchange 35+ currencies
IBANs for global transfers
Manage recurring transfers
Unlimited team members
Team member permissions
Transfer approval
Manage team’s expenses
Business API integrations
Manage team’s payroll
Dedicated account manager
Enterprise
Price per month Custom
Metal cards Custom
Plastic company cards
Virtual company cards
Free international payments Custom
Free local payments Custom
Bulk payments
24/7 customer support
Spend like a local in 150 currencies
Hold and exchange 35+ currencies
IBANs for global transfers
Manage recurring transfers
Unlimited team members
Team member permissions
Transfer approval
Manage team’s expenses
Business API integrations
Manage team’s payroll
Dedicated account manager

Security

In order to comply with applicable regulations, personal information is stored using third-party server located in secure data centers protected by firewalls and a restricted access policy. The data that is passed between the mobile apps, the server, and third parties are all 2048-bit secured.

  • Location-based security: your phone’s location is used to determine if your card has been compromised and to prevent fraudulent transactions when you use the app. Transactions will be blocked when there is suspicion.
  • Magstripe Payments: payments made with magstripe cards are generally considered unsafe. By disabling this type of payment, you can help prevent your card from being cloned or used fraudulently. When options are available, chip and PIN methods are strongly preferred.
  • Also, you can disable other options such as contactless payments, ATM withdrawals, E-commerce transactions, and more.

Support

In addition to the Support Center and the Community forum, you have the option to contact Revolut’s customer service. You can call them, but the In-App chat option is much preferred over the automated phone line. The chat is available 24/7, but since Plus users are entitled to priority support, waiting times could be longer than expected for Standard users.

The Bottom Line

Revolut is a cutting-edge digital financial platform offering a wide range of services, including money transfers, travel perks, currency exchange, and global ATM access. With robust security measures, Revolut provides a safe and reliable alternative to traditional banking solutions.

Visit Site Revolut
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