Best Travel Cards To Use
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Compare and find the best exchange rates
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Check approval speed & limits
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See which cards offer features abroad
Standard – Free
Fee-free plan available
More Information
More Information
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Spend like a local in 150+ currencies
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Up to £2,000/mo. fee-free withdrawal worldwide (limits vary by plan)
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eSIM data plans across 100+ countries
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Earn rewards on eligible shopping, groceries, travel and more
9.8
Editorial Score
No monthly account fee
24/7 priority customer support
Travel benefits and protection features
Unlimited currency exchange
(fair usage limits may apply)
Includes additional premium features
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Disposable virtual cards for online payments
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Anti-fraud monitoring system
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Biometric login (where supported)
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Minimum age 18+ (eligibility criteria apply)
Our #1 Choice
Standard – Free
Fee-free plan available
More Information
More Information
-
Spend like a local in 150+ currencies
-
Up to £2,000/mo. fee-free withdrawal worldwide (limits vary by plan)
-
eSIM data plans across 100+ countries
-
Earn rewards on eligible shopping, groceries, travel and more
9.8
Editorial Score
What Is a Travel Card?
A travel card lets you spend and withdraw money abroad, which may offer lower foreign exchange fees than some traditional debit or credit cards depending on the provider and usage. Many also offer international card use and access to overseas ATMs, making them a popular choice for holidays and travel. That’s why it’s important to compare travel cards based on factors such as exchange rates, fees, withdrawal limits and overseas features before choosing one.
Travel Card Features
Exchange rate
When you spend abroad, cards use different exchange rates – such as interbank or card network rates (Visa or Mastercard). Some providers also add a markup on top, which can increase the cost of each transaction. Even small differences in exchange rates can add up over a trip.
Foreign transactions
Foreign transaction fees apply when you pay in a foreign currency. They’re usually charged as a percentage of the transaction, typically between 1% and 3%. Some travel cards don’t charge any foreign transaction fees.
ATM withdrawal abroad
Withdrawing cash abroad can come with fees or limits, depending on the card and provider. Many providers offer a set amount of free withdrawals each month, after which charges may apply. Local ATM operators may also charge their own fees.
Global use
Many travel cards are accepted worldwide wherever Visa or Mastercard is supported, including shops, restaurants and ATMs abroad. Acceptance can vary by country and card network.
Security
Many travel cards typically offer protections similar to those available with UK debit cards, including fraud monitoring and secure payments. Many also allow you to freeze your card instantly through an app if it’s lost or stolen.
Multi-currency account
Some travel cards let you hold and spend multiple currencies from one account. You can keep balances in different currencies and choose when to convert, which may help you manage exchange rates when travelling to more than one destination.