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Last updated: Nov 2026

Revolut vs. Starling Bank

Compare travel perks, fees and features to find a card to fit your travel needs.
How We Rank
Feature Breakdown
Recommended
1

9.8

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1

9.2

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Company
Overview

Provides competitive exchange rates and allows you to hold and exchange multiple currencies in a single account with ATM access worldwide. Subject to individual requirements.

Provides traditional banking with savings features and loan programs. No multi-currency account, and card use abroad may incur fees. Subject to individual requirements.

Trustpilot
339,902 reviews
26,091 reviews
Account & Fees
Application bonus

£30 welcome bonus when you sign 

Not available

Free sign-up option
Travel Features
Multi-Currency Account

Hold GBP, EUR, USD and 25+ currencies

Separate accounts for GBP and EUR

International transfers

150+ countries

34 countries

Currency Exchange Fee

Fee-free for up to £1000/mo.  

0.4% conversion fee

ATM Withdrawals

Worldwide

At Post Office branches

Ways To Top Up

Card, bank account, cash (fees may apply)

Bank account, cash (fees may apply)

Disposable Virtual Cards
Kids Account

For everyone aged 6-17, must be linked to parent account

Limited to 16-17 year olds

Rewards

Online shopping, groceries, gifts, travel, UK’s cafes & restaurants, and more (depending on a chosen plan)

Financial category only such as insurance, pension, etc. (depending on a chosen plan)

Travel Insurance (T&C apply)
Car hire insurance
Medical insurance
Luggage insurance
Winter sport insurance

Bottom Line

Winner!
1
1
Editorial Score

9.8

9.2

Key Takeaways

Revolut includes multi-currency accounts and international spending features designed for frequent travellers and overseas transactions. It may suit those seeking greater flexibility abroad. Terms apply.

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This may suit those seeking a traditional banking experience focused on local UK use, though it may have fewer features and higher fees than Revolut. Terms apply.

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