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Last updated: Nov 2026

Revolut vs. Wise

Compare cards, fees, spending abroad, and everyday travel features.
How We Rank
Feature Breakdown
Winner
1

9.8

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1

9.2

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Company
Trustpilot
489,937 reviews
278,828 reviews
Overview

Multi-currency account with broad currency support and travel spending features. Subject to individual requirements.

Built mainly for international transfers, with some everyday and travel spending features. Subject to individual requirements.

Spending & Travel Features
Multi-Currency Account

30+ currencies (GBP, EUR, USD and more)

20+ currencies (GBP, EUR, USD and more)

Currency Exchange Fee

Fee-free for up to £1000/mo. (up to 1% fee above £1000)

Percentage-based fee on all conversions (rates vary; no fee-free allowance)

ATM Withdrawals – Free Plan

2% fee above £200
per month

£1.5 + 2% fee above £100
per month

Disposable Virtual Cards For Single-Use
Rewards

Online shopping, groceries, gifts, travel, UK’s cafes & restaurants, and more (subject to plan)

No rewards or cashback on spending

Kids Account

For everyone aged 6-17, must be linked to parent account
Fees
Application fee

£0 fees
(subject to account terms)

£7 setup fee
(subject to account terms)

Application bonus

£20 welcome bonus when you sign

Monthly account fee

£0 fees on free plan

£0 fees on free plan

Bottom Line

Winner!
1
1
Editorial Score

9.8

9.2

Key Takeaways

Revolut includes features for international use, including multi-currency accounts, currency exchange benefits, and travel perks depending on the plan. It may suit those seeking flexibility for frequent travel and global money management. Terms apply.

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This may suit those focused on international transfers and occasional currency exchange, though it may offer fewer features for everyday spending and travel use than Revolut depending on the plan. Terms apply.

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